1. The service. Founders Treasury ("the Service") is a software platform that monitors payment-processor payout events and, according to rules configured by you, displays, calculates, and facilitates the routing of funds between accounts that you own. The Service is operated by Founders Treasury, a product of Full Yield, LLC ("we," "us").
2. Not financial advice. The Service is software, not advice. We are not a broker-dealer, investment adviser, bank, or money transmitter. Nothing in the Service constitutes financial, investment, tax, or legal advice. Investment decisions, allocation rules, and account destinations are yours alone. Investing involves risk, including possible loss of principal.
3. No custody. We do not hold, custody, or control your funds. All accounts connected to the Service are owned by you and held at third-party institutions. Money movement, where applicable, executes on rails operated by licensed third-party providers.
4. Your responsibilities. You are responsible for the accuracy of the rules you configure, for maintaining the security of your login credentials, and for compliance with contribution limits, tax obligations, and the terms of your third-party accounts.
5. Beta status. The Service is offered in beta. Features may change, be interrupted, or be discontinued. We make no guarantee of availability or fitness for a particular purpose during the beta period.
6. Acceptable use. You may not use the Service for unlawful purposes, attempt to access other users’ data, reverse-engineer the Service, or interfere with its operation.
7. Disclaimer of warranties. The Service is provided "as is" and "as available" without warranties of any kind, express or implied.
8. Limitation of liability. To the maximum extent permitted by law, our total liability for any claim arising from the Service shall not exceed the amounts you paid us in the twelve months preceding the claim (which, for free-tier users, is zero), and we shall not be liable for indirect, incidental, or consequential damages, including investment losses.
9. Termination. You may stop using the Service and disconnect your accounts at any time. We may suspend or terminate access for violation of these terms.
10. Governing law. These terms are governed by the laws of the State of Ohio, USA, without regard to conflict-of-law principles.
11. Changes. We may update these terms; material changes will be posted on this page with an updated date. Continued use after changes constitutes acceptance.
12. Contact. Questions about these terms: hello@founderstreasury.com.